D&B Finance analytics
Identify the risk. Determine your next step with D&B Finance Analytics
Bring together business insights, portfolio overviews, and credit decisions on a single platform. Leverage Dun & Bradstreet’s business information and Altares’ expertise.
Use reliable business data in your daily work
Business records globally
Data Sources Worldwide
Daily data updates
Support credit decisions with more than one data point
Research drawn from multiple sources
A company name in one tab, financial data in another, and previous notes in a spreadsheet. This makes every new review more difficult than it needs to be.
A constantly changing risk landscape
The assessment that supported yesterday's decision may no longer be accurate today. Without a clear path from the signal to the report, important context can be lost.
Onzekerheid rondom betalingen
A healthy-looking balance sheet is only part of the story. Payment behavior adds an additional perspective when you consider terms, exposure, and the customer relationship.
Limited visibility into your portfolio
Individual reports do not reveal the full picture. Risk concentrations, regional exposure, and missing information deserve their own analysis.
Mixed manual reviews
Different colleagues may interpret the same information in different ways. A shared business context and an explicit credit policy make it easier to discuss the rationale.
Too many companies to monitor
When everything seems equally urgent, your attention gets scattered. Identify changes and determine which relationships your team should assess first.
Research drawn from multiple sources
A company name in one tab, financial data in another, and previous notes in a spreadsheet. This makes every new review more difficult than it needs to be.
A constantly changing risk landscape
The assessment that supported yesterday's decision may no longer be accurate today. Without a clear path from the signal to the report, important context can be lost.
Uncertainty surrounding payments
A healthy-looking balance sheet is only part of the story. Payment behavior adds an additional perspective when you consider terms, exposure, and the customer relationship.
Limited visibility into your portfolio
Individual reports do not reveal the full picture. Risk concentrations, regional exposure, and missing information deserve their own analysis.
Mixed manual reviews
Different colleagues may interpret the same information in different ways. A shared business context and an explicit credit policy make it easier to discuss the rationale.
Too many companies to monitor
When everything seems equally urgent, your attention gets scattered. Identify changes and determine which relationships your team should assess first.
Know the company details.
Take full advantage of the big picture
A shared workspace for the questions credit teams ask every day: Who are we dealing with, what does the information tell us, and what should we look at next?
Know the company.
Read between the lines
For credit teams, business information is just the beginning. Put the facts into context, connect the dots, and interpret what’s relevant for each business partner. Build a clearer picture of potential risks and opportunities, identify the questions that deserve extra attention, and determine where you need to dig deeper. Put information into perspective to make better-informed credit decisions.
Search and Identity
Search for a company by company name or D-U-N-S number. Verify that your search results refer to the correct legal entity before evaluating the relationship. A clear starting point for every evaluation
Company Reports
View business information from a holistic perspective, rather than considering each fact in isolation. Switch between summary metrics and the underlying business context. Move from the big picture to the details that matter.
Credit and Payment Indicators
In your assessment, take into account credit scores, recommendations, and payment history. Consider these indicators in relation to one another, in light of your own policies and your understanding of the relationship. Justification for a well-considered credit assessment.
Corporate Finance
Review the available financial information to gain insight into a company’s financial position and performance. When comparing companies, take into account the reporting period and the local availability of the data. View the figures in their proper context.
Corporate Structure
Understand where a company fits within a broader corporate structure. Related entities can provide important context, though this should not replace an assessment of the specific legal entity. Look beyond the company name.
Monitoring & Portfolio
Track relevant changes and navigate from a notification to the corresponding report. Review the portfolio’s segments and breakdowns to determine the focus of your team’s next review. Stay up to date on the evolving situation.
Automate Decisions
Use the Decision Maker module in Finance Analytics to combine information from D&B with data from your own sources. Information is automatically evaluated using scorecards and decision trees within the platform.
Rely on one of the most reliable sources of business information worldwide
Business records globally
Global data sources monitored
Daily data updates processed
Persistent business identity
The Dun & Bradstreet Worldwide Network provides continuous, verified business data across more than 200 countries, ensuring your global processes rely on globally consistent identity.
Put every credit decision in the proper context
Link information about identity, financial status, payments, and changes.
Start with the right company
Identify the company behind the name and link the available information using the unique D-U-N-S number.
Evaluate the signals together
Use credit indicators and recommendations to support your assessment, not as a substitute for your own credit policy.
Understand the financial position
View available financial statements and reporting periods within the broader business context.
Consider payment history
See how payment history complements the picture of a company's financial position and credit risk.
View the corporate structure
Place the legal entity in context using available information about parent companies and affiliated companies.
Assess what is changing
Start with an alert and review the report to understand what has changed.
Recognize patterns and set priorities
Review segments and breakdowns to understand your risk exposure. Also, keep track of missing and unlinked information.
Bring all the insights together for your credit team
Look beyond a single score. Connect business information, changes, and portfolio overviews to your team’s day-to-day work
Company information
Scores and Payment
Monitoring
Portfolio
D&B Finance Analytics
Align business insights and portfolio priorities with credit decisions based on your policies.
D-U-N-S® IDENTITY / SHARED CONTEXT
Company Review
Understand the relationship before setting credit terms.
Portfolio Review
Focus on changes and risk concentrations.
Decision-Making Approach
Study on policy-driven assessment and the handling of exceptions.
White paper
Establish a credit policy that really works
Make better credit decisions with a clear policy.
Discover practical tips for creating
or refining your credit policy.
- Where a good credit policy begins
- An example you can apply to your business
- A checklist to keep alongside your current policy
26 pages · 24 minutes reading time
Choose the right solution for your credit assessment and credit decisions
Credit Intelligence
- Business Credit Reports
- D&B Risk Scores
- Credit Recommendations
- Payment Insights
- Company Profiles and Executives
- Financial information
- Ownership and Corporate Structures
- Legal and Special Events
- Monitoring and alerts
Most Popular
Portfolio Management
- Upload Your Own Customer and Accounts Receivable Data
- Interactive Risk Dashboards
- Understanding Risk Distribution
- Identifying High-Risk Customers
- Portfolio Reports
- Customizable portfolio alerts
Decision maker
- Configurable Credit Scorecards
- Set Your Own Credit Rules
- Pre-screen applicants
- Automated Credit Decisions
- Online loan application forms
ADD-ONS
Microsoft Copilot
ChatGPT
Questions & Answers
What is D&B Finance Analytics?
Finance Analytics is a platform that provides insight into companies’ credit risks, enables portfolio analysis, and supports credit decisions based on your own policies. It combines Dun & Bradstreet’s business information with Altares’ expertise in the Benelux and France.
What is the difference between the three solutions?
Credit Intelligence focuses on assessing individual companies. Portfolio Management helps you monitor risks and priorities within your portfolio. Decision Maker supports automated credit assessment based on your credit policy. The exact functionality and coverage are specified in your proposal; the solutions are not automatically cumulative.
Hoe helpt monitoring bij een kredietbeoordeling?
Monitoring helpt je relevante veranderingen bij bedrijven te volgen. Vanuit een melding bekijk je het onderliggende bedrijfsrapport om te begrijpen wat er is veranderd. Vervolgens beoordeel je of dit gevolgen heeft voor je kredietbeoordeling, rekening houdend met je eigen beleid en kennis van de klant.
Welke inzichten biedt Finance Analytics op portefeuilleniveau?
Je kunt segmenten, risicospreiding en veranderingen binnen je portefeuille bekijken om te bepalen welke bedrijven aandacht verdienen. Landen- en regioperspectieven helpen je blootstelling in context te plaatsen. Welke portefeuillefuncties, rapportages en exportmogelijkheden beschikbaar zijn, stem je af met Altares.
Is in elk land dezelfde informatie beschikbaar?
Nee. De beschikbare bedrijfsinformatie, financiële gegevens en functionaliteit verschillen per land en contract. De omvang van het wereldwijde Dun & Bradstreet-netwerk betekent niet dat alle informatie in iedere licentie is inbegrepen. Altares bevestigt welke dekking bij jouw behoeften en overeenkomst past.
Wat is het D-U-N-S-nummer?
Het D-U-N-S-nummer is een blijvend identificatienummer voor een bedrijf. Het helpt je juridische entiteiten van elkaar te onderscheiden en beschikbare informatie aan het juiste bedrijf te koppelen. Zo weet je op welke onderneming je beoordeling betrekking heeft.
Wat kan Decision Maker automatiseren?
De Decision Maker-module in Finance Analytics combineert informatie van Dun & Bradstreet met gegevens uit je eigen bronnen. Deze informatie kan binnen het platform automatisch worden getoetst aan scorecards en beslisbomen. Je kredietbeleid bepaalt de beoordelingsregels en wanneer menselijke beoordeling nodig is. Stem de beschikbare functionaliteit en inrichting af met Altares.
Kan Finance Analytics aansluiten op onze bestaande processen?
Welke aansluiting mogelijk is, hangt af van je werkwijze en de afgesproken oplossing. Bespreek daarom vooraf je eisen voor gegevensinvoer, import, export en eventuele koppelingen met Altares. Zo worden de technische mogelijkheden en benodigde inrichting duidelijk voordat je de scope vastlegt.
Hoe worden implementatie en ondersteuning geregeld?
Samen met Altares bepaal je welke voorbereiding, toegang, begeleiding en inrichting je team nodig heeft. Bij Decision Maker bespreek je ook het kredietbeleid, verantwoordelijkheden en de afhandeling van uitzonderingen. De planning, ondersteuning en taakverdeling worden afgestemd op je organisatie en vastgelegd in de afspraken.
Hoe bereiden we ons voor op een demo?
Neem een voorbeeld van een bedrijfsbeoordeling mee, samen met je vragen over je portefeuille en de landen waarin je actief bent. Wil je Decision Maker bekijken? Houd dan ook je kredietbeleid, beoordelingscriteria en wensen voor automatisering bij de hand. Zo kan Altares de demo afstemmen op je dagelijkse werk.
